7 painless ways to cut down on significant costs

Man in sweater feeling cold adjusting room temperature with electronic thermostat at home.

Save money / savings advice RossHelen / Getty Images / iStockphoto One of the most common methods of combating inflation and rising cost of living is to use smart techniques that help reduce costs. Some expenses can be negotiated or completely cut from budgets while savvy shoppers can use budgeting techniques to find extra savings … Read more